SMB Café Card has been developed by SMB to allow employees to salary package food and beverages purchased from employer provided cafeterias, using a secure electronic swipe card for payment.

Employee Benefits

  • Employees can save up to 46.5% on food and beverage purchases
  • SMB Café Card does not attract fringe benefits tax (FBT)
  • Pay less income tax
  • A convenient cashless system

Savings

If you spent $6.00 per day at your cafeteria you would save $579 (approx.) per annum by enrolling in the SMB Café Card program.

Salary $65,000
Average spend per day $6
Spend per annum $1,380
Tax savings per annum $414.00
Actual cost per annum $966.00
Actual cost per day $4.20

Savings are calculated based upon the Australian Taxation Office marginal tax rates. Annual spend is calculated as follows; average spend per day x 5 days per week x 46 weeks per year.

Use our online savings calculator to work out just how much you will save by enrolling in the SMB Café Card program.

At any stage fell free to contact us for assistance on 1800 818 487 or review the frequently asked questions.